Personal Injury FAQs
Bender & Gritz Provides Answers to Frequently Asked Personal Injury Case Questions
Q: How much is my case worth?
A: If you have been seriously injured, you can be fairly certain that your case is worth more than any insurance company will offer you in policy coverage or an initial injury settlement.
At Bender & Gritz, we will work with medical and economic experts to establish the full and fair value of your past, present and future damages and losses. Your personal injury claim compensation may include coverage of medical expenses, lost wages, lost earning capacity, pain and suffering, vocational rehabilitation, physical therapy, loss of consortium with a spouse, wrongful death benefits and other possible awards.
Our attorneys have secured several multimillion-dollar settlements and verdicts on behalf of clients throughout San Diego and Southern California in extremely complex cases against very resourceful insurance defense teams.
Q: What is a contingency fee?
A: Our lawyers perform all legal work in personal injury cases on a contingency fee basis. This means that we cover all upfront costs of litigation, and we only get paid a percentage of your recovery compensation if we obtain compensation for you. If we are not successful in your case, we get paid nothing.
Q: When do I need a personal injury lawyer?
A: You should contact Bender & Gritz as soon as possible. In many cases (e.g., after a car accident or dog bite injury), it is OK to file an insurance claim before speaking with a lawyer, but you should never admit fault or discuss settlement with an insurance adjuster before speaking with a lawyer.
Insurance companies and their representatives do not operate in your best interests. Despite acting like your best friends after an accident, you should know that insurance representatives are working against you from the start.
The sooner you get in touch with our legal team, the sooner we can begin investigating and gathering evidence to support your case. We will handle all communications with the insurance company and other parties in any accident on your behalf. We protect your rights and best interests through the entire process and help you make informed decisions to maximize your recovery.
Q: What happens to my medical bills?
A: When you sign on with Bender & Gritz, we keep bill collectors off your back from the start. As your personal injury case is pending, you will not have to worry about paying medical bills, and we will work to ensure that bills do not affect your credit and other finances. We negotiate with health insurers and medical providers on your behalf.
Your final settlement or award will incorporate the costs of your past, present and future medical bills along with other recoverable damage and loss compensation.
Q: How do I know if I need medical services years after an accident?
A: Initially, you will not know if you need medical services years after your accident. That is why we collaborate with medical and economic experts to evaluate your probable recovery, future medical needs and the full value of your case. This evaluation includes establishing the fair value of your past, present and future medical services, including future surgeries, rehabilitation, physical therapy and other costs. The evaluation will be incorporated into your case, and we will fight for your maximum compensation in court.
Q: How do I recover lost wages?
A: The negligent party in your personal injury case will be held responsible for covering your lost wages and reduced earning potential. Insurance companies may offer to cover a percentage of your lost wages for a restricted time period, but they will never offer to cover your reduced earning potential accurately. We know how to make them pay, and we know how to establish your earning potential years into the future, had you not been seriously injured.
Q: What is negligence in a personal injury case?
A: Proving negligence in a personal injury case is complex and difficult. It is one of the main reasons you need an experienced personal injury attorney investigating and representing your claim.
To prove negligence, four factors must be established:
- The other party had a duty to act in a certain manner, such as maintaining vehicle safety measures, performing background checks on all employees or driving in a reasonably safe manner.
- A breach of duty occurred – meaning the other party failed to act in accordance with a reasonable safety measure, as noted above.
- A victim suffered damages to their person or property. Examples include bodily injuries, mental suffering, monetary losses and property damage.
- Causation – You must show that the other party’s breach of duty caused the damages and losses you have suffered and will suffer in the future. Strong evidence, expert testimony and organized legal arguments will be necessary to show causation in a serious personal injury case.
Call Bender & Gritz to Schedule a Free Consultation
Our attorneys have over 20 years of legal experience fighting for personal injury clients throughout the San Diego area. The full resources of our law firm will be at your disposal, and we will vigorously pursue your maximum compensation for past, present and future damages and losses.