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Were you hurt while working as an independent contractor?

Work opportunities have changed substantially in the last few decades. It is now less common for professionals to work for the same business for their entire adult life. Many people aren't even hired as employees, but work as independent contractors instead. More companies engage in this practice, primarily as a means of avoiding serious financial liabilities like employment tax or insurance.

Safety gear, including helmets, help during bicycle accidents

Bicycling can be a source of physical fitness and personal pride. Not only are you reducing your carbon footprint when you ride a bike instead of driving a car, you're also taking care of your body. Unfortunately, like with a car, every time you get on a bike you assume some risk of injury or even death. Bikes simply don't offer much physical protection against injuries if you're in an accident.

Even a mild concussion can be serious

Imagine taking a fall at work and hitting your head on the way down. You end up with a lump at the base of your skull, but you do not think the injury is serious because you did not require stitches. However, simply because you did not see severe surface damage does not mean that something was not badly hurt. It actually does not take that much force for a person to suffer a traumatic brain injury (TBI). Bruising, tearing or swelling of the brain is not the same as what occurs in the knee or shoulder, or other area of the body. Even a minor bump to the head can have serious consequences.

Here's what you should know about workers' compensation

It's never a good situation when a person gets hurt at work. Employers could face fines and penalties, coworkers could witness traumatizing events and the worker and his or her family could struggle as he or she attempts to recover. In some cases, workers are killed on the job, leaving behind their families.

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