As a previous post on this blog reported recently, those who work in San Diego's offices or in other white-collar environments can find themselves suffering from work-related injuries just as easily as can a Californian who works in construction or at a factory.
Workers' compensation is available to most full-time employees in California, but it may not be available to every work. As a previous post on this blog mentioned, many San Diego, California workers operate on daily basis as independent contractors, meaning that they, at least in theory, are not the employee of the firm which is paying them but are rather more like service providers one hires on a job-by-job basis.
Many San Diego businesses regularly use independent contractors to help them carry on their operations. In most cases, this is understandable enough. After all, no one is going to hire a person to wash the windows full time or, for many businesses, even clean the office.
As a previous post on this blog discussed, while construction worker in San Diego are exposed to a lot of dangers at work, so are workers in many other professions, including professions one might not immediately think of as dangerous, such as food service or the medical profession.
Even this blog focuses heavily on construction accidents in and around the San Diego area. Construction workers do indeed put their lives at risk every day they go to work, and they should be acknowledged for that, at least by getting taken care of if and when they get hurt.
Although a San Diego worker who gets hurt on the usually wants to get better and return to work as quickly as possible and do what he or she always did, sometimes a person simply is not able to get back to he or she was before his or he injury, even with extensive medical treatments and rehabilitation.
No matter how safe one feels at work, it only takes the blink of an eye for something to happen to leave one seriously injured. This occurs whether due to a repetitive stress injury, slip-and-fall, car accident or some other type of workplace accident.
It only takes the blink of an eye for a San Diego workplace accident to occur, leaving unsuspecting workers with injuries. In the aftermath, an injured worker may be subjected to a significant amount of hardship. Specifically, he or she may face unexpected medical expenses, rehabilitation costs and lost wages, when his or her injuries render him or her unable to work. This can be a trying time, one that is fraught with financial instability, emotional turmoil and physical pain.
Over the last several weeks, we have talked about workers' compensation, as well as the benefits of the program. When successfully obtained and maintained, workers' compensation benefits can provide a significant financial lifesaver for those who are struggling after suffering an injury on the job. However, succeeding on a workers' compensation claim is not as easy as it may sound, and even a successful claim could leave an injured worker in need of additional compensation to cover his or her losses.
Ideally, an individual who is injured on the job will be able to recover workers' compensation benefits to help them make ends meet while they recover. The whole idea behind the program is to help injured workers obtain the medical care they need so that they can get back to work. But what happens when an individual who has been cleared to return to work is no longer offered their position?