You were working with your crew when your worst nightmare came true. A new crew member took out a cigarette, and he quickly lit it. Before you could shout that he needed to put it out, you were caught up in an explosion.
There was a reason that smoking wasn’t allowed in the workplace, and one person who wanted to violate the rules ended up getting multiple people hurt. Today, you’re still recovering from burns that you suffered. You have parts of your body that are disfigured and you know that your life isn’t going to be the same in the future.
Though you have serious and debilitating injuries, the fact that the injuries occurred on the job is beneficial. It means that you can seek workers’ compensation to cover the cost of your medical care as well as lost wages. In the future, if you want to return to work, you may be able to obtain support through vocational rehabilitation. This is particularly helpful if you cannot return to your original job but would like to train for a different position.
Workers’ compensation shouldn’t be difficult for you to get if you were an employee at the time of the incident. However, there are times when workers’ compensation claims are denied. If your claim is denied, don’t forget that you can appeal that decision. There may have been issues with your claim, such as a conflict between what you and your employer have told the insurance company, not providing enough information about the accident or other problems that have resulted in the denial.
If you receive a denial notice, you can speak with your employer about it. If they disagree with you filing for workers’ compensation or don’t know anything about the denial, then you may want to talk to your attorney about making an appeal.
Once your workers’ compensation coverage is approved, you won’t need to worry about the cost of necessary medical treatments. You should follow your medical provider’s treatment plan, though, so that you can show that the medical care you’re receiving has been approved or assigned by your provider. Additional treatments that are not deemed necessary may sometimes not be covered by workers’ compensation. If that is a concern that you’re faced with, then you may want to talk to your attorney about how to approach the insurance company to seek approval for the new treatment.