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Hurt? You can make a claim to seek compensation

There is nothing quite as surprising as suddenly suffering from an injury. Whether you're hit by a car or injured at work, any kind of injury can be life-changing.

When it comes to personal injuries, you often have the ability to hold the at-fault party liable if their actions have resulted in your pain and suffering. For example, if a teen is driving drunk and hits you in a crosswalk, you can certainly pursue a claim against their insurance. Similarly, if you were visiting with friends and were hit by one of their neighbors backing out of their driveway as you attempted to cross the street, you could pursue a claim from them.

Is there a difference between a personal injury claim and lawsuit?

Yes, there is. A claim generally refers to filing against the other party's insurance. That means that you may choose to file a claim with their homeowner's insurance or car insurance to seek compensation for your injuries.

On the other hand, if they don't have insurance or refuse to pay for damages or injuries that were caused, you may want to look into a personal injury lawsuit. A lawsuit takes your case to court, which may mean going to trial.

What should you know about making a personal injury claim?

Many people don't want to file personal injury claims against people they know, because they worry that it could hurt their relationship or make it seem like they don't like them anymore. The truth is that a claim is just a business transaction. People have insurance for situations like this, so that their insurance covers people hurt on their property or as a result of an accident.

What information do you need to give your attorney after an injury?

Your attorney may need several pieces of information, and they'll speak with you specifically about the paperwork that they need. Some items they may want you to provide include:

  • Supporting evidence of your injuries
  • Photographs or videos of your injuries and where the accident took place, if you have them
  • Witness names and contact information
  • Medical records or statements
  • Receipts related to your injury

Your attorney will talk to you more about the information they need to begin building a claim. If the other party does not have insurance, your attorney can talk to you about other ways to seek the compensation you need as you recover.

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