When you’re hurt at work, it’s a real problem. Not only have you impacted your ability to make money, you’ve also been left with injuries that are painful and disruptive to your life. You may not be able to go back to work, and you could struggle to make ends meet.
The risk to workers in the workplace is why there are workers’ compensation laws today. If you are employed by someone who is required to carry workers’ compensation, then you can file a claim if you are hurt on the job. There are very few exceptions, so the majority of Americans who are employed have the right to workers’ compensation if they’re hurt.
Workers’ compensation isn’t perfect, but it is a good way to make sure you have your medical care covered by your employer. It also helps provide additional benefits, such as vocational rehabilitation if you can’t return to your previous job. If you miss enough work, the benefits program also begins to provide you with lost wages, so that you continue to have an income throughout your recovery.
Will all of my workplace injuries be covered by workers’ compensation?
Not all injuries are going to happen in emergency situations. Sometimes, you suffer from repetitive-strain injuries or injuries that have added up over time as a result of exposure to chemicals or other hazards. No matter what the issue is, if it can be linked to your workplace, then you should be eligible for workers’ compensation. If your employer does not want to take a claim or report your injury, you can speak with your attorney about making a claim separately and potentially appealing any decision that is not in your favor.
As an employee, you need to know your rights. When you’re injured, you can ask your employer to report that injury (and they are required to by law). Once they report it, you can also file a workers’ compensation claim and seek fair compensation for the injuries that you’ve suffered. In the case that your employer refuses to file the paperwork or claims that your injury is not related to your job, you may have a harder time obtaining workers’ compensation. That’s when you may want to reach out to your attorney for more assistance, since the workers’ compensation insurance is there to help people who are in situations just like yours. There’s no reason not to file.