Workers’ compensation is an important resource for injured workers to understand and be familiar with as it provides important protections and assistance to workers who have been injured on the job in a workplace accident. Workers’ compensation provides important benefits to injured workers, however, additional options may be available to workers depending on the circumstances.
Workers who have been injured in a workplace accident may seek workers’ compensation benefits but may also seek compensation through a claim for damages against a third party if the third party was responsible for the injury or harm they suffered. Third-party claims against a negligent individual or company responsible for the injury and harm suffered by the worker can be complex so it is important to have trained guidance throughout the process to resolve the claim and the workers’ compensation claim for benefits.
The process can help ensure workers receive the compensation they need to be able to fully focus on the recovery process and healing from their injuries suffered at work. Workers’ compensation benefits include lost wages and medical expenses, while a third-party claim for damages includes typical personal injury damages such as medical expenses, lost earnings and pain and suffering damages the latter of which are not available through the workers’ compensation process.
Being injured at work can be overwhelming for the injured worker and their family and leave them facing uncertainty as they may be unable to work as medical expenses stack up. As a result, it is essential for workers who have been injured on the job to fully understand all of the options available to help them when harmed at work.