Project managers and owners in San Diego are required to have workers’ compensation insurance, which comes in handy in the aftermath of construction accidents. Injuries that are considered to be compensable under workers’ compensation are those that can be clearly connected to your employment condition or requirement.
Workers’ compensation laws in San Diego are enforced with the objective of ensuring that employees who get injured while at work get the funds they need to recover. In doing so, it negates the need for injured employees to kick start legal proceedings against their employers.
Construction accidents fall under the no-fault system. That means you have no burden to prove that it was caused by another entity. You must only show that you were injured while doing your job.
Workplace accident compensation is generally considered to be a better alternative to filing lawsuits against employers. You still qualify for workers’ compensation even if your injuries were caused by someone else apart from your employer. This can also be the case if your injuries resulted from defective apparatus or malfunctioning machinery that you used while at work.
You need to notify your employer as soon as you get injured. If the injury occurred over a long time, the notification should be given the moment you realize that you’ve suffered an injury. In some cases, your employer’s insurance will automatically kick in. In others, they may try to deny your claim. For help with filing a claim or to fight against a denied claim, you may want to consult with an attorney.