The men and women who make a living working in the construction industry are, on a daily basis, exposed to many potential hazards. Depending on the type and scope of a project, construction workers must routinely operate equipment and machinery, scale ladders and scaffolding, excavate and complete projects in trenches and tunnels and work in close proximity to moving machinery and construction materials.
Due to the inherent dangers present at many construction worksites, workers are at an increased risk of suffering injuries that can be painful, debilitating and even fatal in nature.
According to the Occupational Safety and Health Administration, during 2013 alone, roughly 20 percent of U.S. workplace fatalities in the private sector were suffered by workers in the construction industry. Of these deaths, falls remained the most common cause of death followed by fatalities related to being struck by an object and electrocutions.
In cases where a construction worker survives a fall accident or a blow from an object, he or she is likely to suffer serious injuries that require both immediate and ongoing medical care. For these individuals, workers’ compensation insurance should provide benefits to account for medical expenses and lost wages.
The workers’ compensation claims process can be complex and confusing to navigate. In some cases, an individual may encounter difficulties when filing a claim or recovering reimbursement. A workers’ compensation insurance provider may even deny a claim or fail to pay a portion of benefits. It’s wise, therefore, to seek the advice and assistance of an attorney who handles workers’ compensation matters and who will aggressively advocate on the behalf of an injured construction worker.
Source: FindLaw.com, “Construction Accidents and Workers’ Compensation,” 2014
OSHA, “Commonly Used Statistics,” 2014